52 week challenge

Are You Up for the 52 Week Money Challenge?

Published by Captain Cash | Advice, Financial, Money | No Comments

The 52 week money challenge is a fantastic and simple way to build a disciplined savings that spans from the first week of the year to the last. The core formula of the challenge has someone adding an amount to the savings that equal the week. At week 16, $16 is added to the savings. As the year progresses, saving becomes more difficult. But, it becomes a necessary discipline.

credit

How Can You Hit the Highest Credit Score?

Published by Captain Cash | Advice, Credit, Money | No Comments

According to the Financial Consumer Agency of Canada, the Highest credit score is 900. While it is very unusual for consumers to achieve the perfect score, many Canadians do achieve the “very good credit” range, which equates to 750 and up. There are several tips that consumers can use to help bolster a flagging credit score, or even to add a few points to a score that is already in the top tier.

saving plan

Build a Saving Plan that Fits You

Published by Captain Cash | Advice, Debt, Financial | No Comments

It’s surprising how many people live paycheck to paycheck. Unfortunately, this isn’t relegated to only the middle class. There are many wealthy people that see their money go away as quickly as it comes in. That’s why building a savings plan is an effective strategy for saving money as well as learning valuable financial lessons. These lessons can be helpful to anyone if any financial station. Here are a few tips on developing a saving plan.

mortgage

Is Your Mortgage Robbing Your Retirement?

Published by Captain Cash | Advice, Debt, Money | No Comments

When a person wants to purchase a home, they will more than likely have to look for mortgage. Unfortunately, many people end up paying more for a home than they should. However, this may not have to do with the cost of the home but more in terms of the numbers behind a monthly payment. Many investment experts are sounding the warning that mortgages are taking a big bite into people’s retirement efforts. In fact, sometimes there are no retirement efforts going on at all.

account for couple

Choosing the Best Account for your Couple

Published by Captain Cash | Advice, Money | No Comments

Being in a couple or getting married may not be easy sometimes but adding the stress of finding a suitable bank account for the both of you can prove to be a challenge. There is a grand debate whether to get a joint bank account with your partner or not. There are pros and cons for both sides. The trick is to get all the information and decide what is best for your relationship.

financially independant

7 Steps to Become Financially Independent

Published by Captain Cash | Advice, Financial | No Comments

Being financially independent is something that many people dream of. Unfortunately, financial independence can be rather elusive. Many people feel that they have to be wealthy to enjoy this sort of independence. Fortunately, whether a person makes $50,000 or $5 million annually, there are basic tips that can help anyone achieve financial independence

food expense

5 Habits to Reduce Your Food Expenses

Published by Captain Cash | Advice, Financial | No Comments

No one will question the fact that buying food for the household can get complicated. Along with figuring out what to buy, there is the matter of keeping the cost within reason. By choosing to develop some basic habits related to the task of buying groceries, it will be possible to keep those food expenses within a range that the individual can afford.