If you ever borrowed money to buy a car or a house or if you simply have a credit card then you have a credit report and thus a credit score. The later is a mathematical formula that translates the content of your credit report into a score that is used by lenders to take decision anytime you apply for a credit.
We never know what could happen in life. You could lose your job, break your car, have a leak in your house or unexpected medical spending. All those surprises can have a subsequent impact on your budget especially if you could not put money aside during the year.
According to Celtic beliefs, spirits and the dead can cross over into the world of the living only on October 31st. To avoid that, people started to dress up as ghosts and spirits to fool the real ones. Nowadays, Halloween is essentially a celebration where people have fun hunting for candies, carving pumpkins and dressing up. Discover how you can celebrate it without emptying your wallet.
In average, a Canadian spends more than $2,000 each year in medical care. Even if you do have a good medical insurance, medical bills can blow up your budget. However, it is a non-negotiable expense to which you will be confronted throughout your whole life. In order to stay healthy even if you don’t have much money, here are some advice for you to spend less.
Did you know that there are 5.9 million dogs and 7.9 million cats in Canada? Whether you have a fury ball of love, a fish, a ferret, a bird or a snake, taking care of your pets can costs you a lot of money especially when they get sick. Here are some tips that can help you saving money while taking great care of your companion.
The Black Friday sales, inherited by our American neighbors, are a good way to save money on Christmas gifts. On the day after the American Thanksgiving (November 25th), most major retailers will offer very interesting discounts on many different products such as phones, TV’s, clothes, accessories … But to be sure that this exceptional day really is a good thing for your wallet, you need to follow certain rules.
What about doing some shopping without leaving the comfort of your sofa? It is now possible with many e-commerce website which give you the possibility to do online shopping.
76% of Canadian household have bought online last year, spending $954 in average. Retailers often offer special discounts or offers only available on their website which allows you to make a purchase at a very lower price.