credit score how to make it good

Credit score: how to keep it good

Published by Captain Cash | Advice, Credit, Financial | 1 Comment

If you ever borrowed money to buy a car or a house or if you simply have a credit card then you have a credit report and thus a credit score. The later is a mathematical formula that translates the content of your credit report into a score that is used by lenders to take decision anytime you apply for a credit.

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Yes, Your Credit Card Can Take You on Vacation for (Almost) $0

Published by Captain Cash | Advice, Credit, Financial, Money | No Comments

Many families are finding they must cancel their vacation, as they don’t have the funds needed to travel this year. What quite a few overlook is the benefits of using a credit card for travel purposes. Although numerous travelers use their credit card while on a trip, as it is easy to replace if lost or stolen, they never stop to think how doing so could save them money. You can use your credit card to go on vacation for free actually. Following are some ways to make a dream vacation a reality.

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Eight Things You Did Not Know About Credit Cards

Published by Captain Cash | Advice, Credit, Financial | No Comments

Have you cut up your credit cards? Did you grow up being told that having a credit card leads you down a path of lifetime debt? If you avoid credit cards at all costs, now is the time to reconsider applying for this type of credit. Following are some surprising facts about credit cards that many consumers are not aware of.

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How Do You Find The Ideal Mortgage Loan?

Published by Captain Cash | Advice, Credit, Financial, Loan | No Comments

Hopeful consumers who are preparing to buy a house should identify ways to find the most ideal mortgage. They must complete vital steps for readying themselves for the requirements of buying the property.

They must also follow steps for determining if now is the right time to buy. The following are steps for finding the most ideal loan to buy a home.

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How to Check Your Credit Report

Published by Captain Cash | Advice, Credit, Money | No Comments

Consumers ought to regularly examine their credit report to ensure there are no errors being reported to the major credit reporting agencies. Any time a person applies for credit, whether it be a credit card, loan or other financial product, a notation will be made on this report.

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Personal Loans vs Lines of Credit

Published by Captain Cash | Advice, Budget, Credit, Financial, Loan | No Comments

The time may come when a person needs to borrow money for some purpose. Most individuals choose to finance the purchase of a new home or car, yet there are numerous other reasons why a loan may be taken out. For some, the loan is used to consolidate debt and, for others, it will be put to use to fund a major purchase. Regardless of why money is being obtained, individuals will find they have a variety of borrowing options to select from. The key is to find the right choice for any given situation.

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Students Loan Guide

Published by Captain Cash | Advice, Credit, Loan | No Comments

Post secondary education is an important consideration for a number of different people. Whether a person is fresh out of secondary or high school or perhaps a person is in their 30’s or 40’s and are looking for more education for a different career, post secondary education offers a lot for these two demographics and everyone in between. However, with the average cost of a post secondary education being around $80,000, most people pursuing this type of education will need financial assistance to do so. That is precisely what a student loan was created for.