credit card charges you didn't know you were paying

Credit Card Charges You Didn’t Know You Were Paying

Published by Captain Cash | Advice, Credit, Debt, Loan | No Comments

There are responsible and irresponsible ways that a young person can use a credit card. One of the most responsible things that a person can do when using a credit card is to make use of the 21-day interest-free grace to pay their credit card balance. This helps avoid the high interest rates that can be charged by the different credit card providers. However, even paying the balance can still put a person at risk for excessive Credit card charges if a person doesn’t know what to look out for. Here are a few things to keep in mind.


Canada Best Credit Cards Compared

Published by Captain Cash | Credit, Money | No Comments

The number of people who are looking for as many ways to save money as possible is increasing. Yet, most of these people continue to use the same credit card they have had for years. Many times, switching to a new credit card can enable them to save as much as possible based on the amount of money they’re spending each month and how they’re spending the money. When a person is looking for the best credit card canada 2015, they’re going to want to look at the category that fits their spending habits.


Credit card – Which Bank card is the Most Generous ?

Published by Captain Cash | Credit, Money | No Comments

Even though the global economy took a bit of a hit a few years ago, slowly, the economy has begun to recover. There are many different signs of this recovery, but one of the areas where the recovery seems the most robust is with banks that issue credit cards. Over the years, this area has improved greatly. This has benefited the banks, individuals currently using credit cards or looking for a new account and it is benefited the economy as well. However, many people ask the same question, when it comes to a Credit card – Which Bank card is the most Generous ?


When Should You Cut Financial Support to Your Parents or Adult Kids?

Published by Captain Cash | Credit, Debt, Loan | No Comments

There are a few things fundamentally understood when offering financial support to family members, usually an adult child or an aging parent. The first is that we want to do it. The second is that we expect them to find their footing in the near future. Lastly, it is well understood that constantly bailing them out of trouble and being a crutch will only cause them to fall into a state of co-dependency and reliance.

home improvement

How Can You Get Home Improvement Loans in Canada?

Published by Captain Cash | Credit | No Comments

A home improvement loan is a good way to increase the home’s value, and these loans are easy to get if the borrower has good qualifications. In this article is an explanation of the home improvement loan process, along with tips on getting approved and an alternative for those who cannot qualify.


How Can You Hit the Highest Credit Score?

Published by Captain Cash | Advice, Credit, Money | No Comments

According to the Financial Consumer Agency of Canada, the Highest credit score is 900. While it is very unusual for consumers to achieve the perfect score, many Canadians do achieve the “very good credit” range, which equates to 750 and up. There are several tips that consumers can use to help bolster a flagging credit score, or even to add a few points to a score that is already in the top tier.


Budget: Why doesn’t it Work!

Published by Captain Cash | Budget, Credit, Financial | No Comments

Using a budget is one of the key ways to manage your money and pay off your debt. However, sometimes it does not always go as planned. Sometimes we get our paycheck and spend it on wants instead of actually spending it on our accumulated debt. It is very easy to overspend and as a result, the numbers of your budget do not match up.