invest or pay off debt

Is It Smarter to Invest or Pay off Debt?

Published by Captain Cash | Debt | No Comments

If you’re dealing with debt, it can pull down your entire life. While you want to pay if off as soon as you can, should you forego investing to do so? Here’s what you need to know.

how to get rid of debts

9 pro tips to get rid of debts

Published by Captain Cash | Advice, Debt | No Comments

Did you know that the average debt of a Canadian household reach more than $96,000, or 197% of the average income? There are several ways that can be deployed if you wish to get out of debts. Each strategy can have a significant impact on your finance if you put yourself seriously into it and if you are ready to commit to your plan. But where to start?



Helpful Tips for Saving Money in School

Published by Captain Cash | Advice, Budget, Debt | No Comments

Post-secondary studies can take their toll on a person’s finances. Though pursuing a degree can later bring higher levels of income, that does not help the struggling student who is doing all they can to keep their head above water.

It is crucial post-secondary students remember every dollar they are able to avoid spending during their education pursuit will be one less dollar they will owe once they receive their degree and begin their career.

With this information, students can learn some easy tips they can put in place to save money in school so they are able to start their future with success instead of stress.


Debt Check Up: Are You at Risk If Interest Rates Rise?

Published by Captain Cash | Advice, Debt, Loan | No Comments

With lenders anticipating increases in interest rates over the coming months, it’s important that everyone carefully examines their debt load to determine how any increase in interest rates charged will impact them.

Since different types of debt will almost certainly experience increases, those carrying those types of debt should carefully consider how they’ll deal with an increase in the amount they are expected to pay.


Which Canadian City Has The Most Expensive Day Care?

Published by Captain Cash | Advice, Debt, Financial, Money | No Comments

Canadian two-earner families are facing a serious crisis concerning daycare costs for their children. The Canadian center For Policy Alternatives has reported that no less than 27 Canadian cities have experienced a five percent increase in day care costs since last year.

Day care rates going up so fast hurt the cash-strapped Canadian working families. Some families are having to consider the cost effectiveness of that second income, especially if there are more than one child in the family needing day care.


Tips for Dealing With a Debt Collector

Published by Captain Cash | Advice, Debt | 1 Comment

When a person with a balance due on a credit card stops making at least the minimum payment for a number of months, the company will start calling this customer on a regular basis. The company starts with its own customer service representatives and then is likely to transfer the account to its own collections department if the issue is not resolved in some manner.