Which Canadian City Has The Most Expensive Day Care?

Published by Captain Cash | Advice, Debt, Financial, Money | No Comments

Canadian two-earner families are facing a serious crisis concerning daycare costs for their children. The Canadian center For Policy Alternatives has reported that no less than 27 Canadian cities have experienced a five percent increase in day care costs since last year.

Day care rates going up so fast hurt the cash-strapped Canadian working families. Some families are having to consider the cost effectiveness of that second income, especially if there are more than one child in the family needing day care.


Decade by Decade Guide to Building Your Wealth

Published by Captain Cash | Advice, Budget, Financial, Money | No Comments

Preparing financially for retirement can seem a daunting task for anyone, especially when many financial experts recommend having nearly one million dollars available when you reach retirement age.

However, if you’re careful and deliberate about it, building your wealth so that you can retire comfortably isn’t difficult. You just need to start early and follow some guidelines throughout each decade of your life.

2016-2017 Federal Support for Canadian Province

Published by Captain Cash | Financial, Money | No Comments

Cynics call provincial and federal support an arm of the supposed “welfare state.” What cynics do not understand is that many essential services, in which every citizen partakes, come from the same essential funding source.

These services in general include financial, educational, medical, infrastructure, and social program support.


The Canadian Wealth Test

Published by Captain Cash | Financial, Money | No Comments

MoneySense’s All Canadian Wealth Test captivated a lot of attention in 2009. The economy was in shambles, and most people are looking back at the year and the latter decade without any sense of longing or nostalgia.

Thankfully, the results of the 2015 wealth test are far more encouraging. Some positive trends have made 2009 seen even further away. The fact that the test is only done every half a decade makes for a nice sense of distance from the last set of results. In 2015, the times have mostly changed for the better.

Though the country still has a long way to go, financial education and a stabler economy has brought forward some excellent new movements and trends.


Snowbirds! Beware of These New Tax Rules

Published by Captain Cash | Advice, Financial, Money | No Comments

Each year, there are new tax rules, most of which are not disseminated to the public in a convenient or effective way. However, as you have no doubt heard many judges and police officers say, “Ignorance of the law does not exonerate you from the law.” While this may seem unfair, it is an unfortunate truth of the ever-changing tax code.


A Guide to Thriving as a Single Income Family

Published by Captain Cash | Advice, Budget, Financial | No Comments

Taking the jump to being a single income family can be huge, but it can also be hugely rewarding. It can allow for a parent to stay home with the children or for one person to pursue their dreams, even if those dreams won’t bring in much money at all.

When a couple decide to become a family with just one income, however, there is some planning that needs to be done before it happens. This can help ensure the success and allow for any pitfalls that might occur.


Learn to Save for Your Future

Published by Captain Cash | Advice, Budget, Financial, Money | No Comments

If you are the type of person who is always concerned about finances, this is definitely a good thing. It is very important to carefully consider how the household income is being spent and the amount of money that is being set aside for the future. It seems as if everywhere we look, people are learning more about extreme saving. This is a wonderful thing to do. Unfortunately, many people don’t have the willpower to quit eating out so much and stay home for a change.