Cash Loans & Online Loans $500-$1000 - No Credit Check

Annual percentage rate (APR):

The Annual Percentage rate (APR) on the amount borrowed is set at 23.00%.

In this case, your total repayment for the $500.00 loan, inclusive of all fees and interest, would be approximately $750.00. This estimate provides you with a clear picture of your financial commitment when taking out a loan with Captain Cash.

Renewals:

Our loyal customers can renew after a grace period to give them time to complete a previous loan before the beginning of payment cycles of their new loan.

Faster reimbursement:

Pay off your loan over a period of 90 to 150 days depending on your payroll frequency. You can repay your loan more quickly by making higher payments. You will save on interest.

Missed payments and credit rating:

If you happen to miss a payment, it will be rescheduled to the end of your contract, as per the terms outlined in the agreement. A $45.00 insufficient funds fee, as specified in the contract, will be applied. Should you require a payment deferral, kindly give us a 48-hour notice. This will incur a $25 fee and will be applied to the end of your contract.

Responsible Loan Policy:

Every application undergoes a screening process to verify the borrower's ability to repay the loan based on their income. This process includes several factors: confirming that your monthly salary is adequate to meet the loan repayment criteria, ensuring your bank account doesn't have an excessive number of insufficient funds, and validating that the number of pre-authorized payments from your bank account won't disrupt your ability to make timely loan payments. Should any of these conditions not align, your loan application may be declined.

Responsible Collections:

Our company uses responsible collection practices. If you fail to make your payments, our collection agents may terminate your payment plan and use different methods to recover the money owed. Payments that are terminated will accumulate interest on the outstanding balance of your loan. The borrower is responsible for all legal fees required to obtain the balance due. The uncollected debts are prosecuted to the fullest extent of the law.

Borrow responsibly:

Please borrow responsibly. We offer a way to help you during difficult times. However, the interest rate is higher than the rate of local banks. These loans should only be taken out when you do not have other options for financial assistance,and you should be used as seldom as possible. If contracted in knowingly, this loan can prove to be the right solution for you. However, the fact of getting together a large number of short-term loans could lead to serious financial problems and debt impossible to bear.