Cash Loans & Online Loans $500-$750 - No Credit Check

How Much Cash Would You Like?
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Available Pay Frequencies

Pay back your loan over 3 months or more

Email money transfer

The fastest way to receive your money!

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Fast, safe and easy loans with flexible payments

Borrowing money online is quicker, easier and safer than ever

Flexible payment schedule: 3,6 or 12 installments
We cater your needs with a flexible payment schedule. Apply now to see how Captain Cash can be your best alternative to a traditional loan.

The best way to borrow money in Canada
Captain Cash’s superpower is transparency – all fees are disclosed up front. We are now open 7 day a week to better assist our customers with their financial needs.

Fast approvals, fast deposits

92% of customers receive a loan request answer within the same day when applying during business hours

100% paperless online application

Fill in your information and get your money faster.

No credit checks

Receive your same-day deposit via Interac or electronic bank transfer from a trusted Canadian lender.

Download the new Captain Cash app
It's easier than ever to renew a loan!
  • See your payment schedule
  • Communicate with 1 click

What people are saying about our quick and easy loans

What is an online cash loan ?

An online cash loan is a quick way to borrow money and receive it in your bank account.

Whether or not a cash loan is in the best option for you depends on your unique circumstances.

If you’re experiencing a temporary and atypical cash flow crunch, it very well may be the best solution for you.

Our online products are also geared toward those who:

  • Need a extra money for an unplanned expense
  • Have experienced past credit setbacks
  • Haven’t yet had the opportunity to establish a strong credit history
  • Need an immediate, short-term income boost for a small-scale expenditure
Your security come first!

At Captain Cash, the security of your personal information is our top priority. We have many systems in place to protect the security and privacy of our customers. We believe that online privacy is key for the successful running of our business and we take all necessary steps to protect your personal data.

Captain Cash uses robust encryption to keep your personal information safe, and we never share with third parties.

Your data will not be used or disclosed for other purposes than those for which it was collected, except with the consent of the individual.

The security systems applied by Captain Cash surpass industry norms.

Captain Cash security systems surpass industry norms and are regularly tested and updated.

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Report/Alerts

Please be on the alert for fraudsters and scam artists impersonating Captain Cash. Solicitation can come in many forms, including phone, mail, door-to-door, email, etc. In the event that you are contacted by an organization or individual that you deem to be suspicious, do not share any of your personal or sensitive information; hang up and call Captain Cash directly at 1-888-226-1026.

Apply by phone:

1-888-226-1026

Our customers are our most appreciated and valued asset.
The loan process is made effortless with help from our knowledgeable and dedicated customer care associates.

Apply online:

As easy as 1, 2, 3...

Claim your cash now
Complete the easy application form Get approved
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Quickly receive your cash!

During your application, you will be able to provide your signature online on our secured e-signature platform. Signing via e-signature saves time and energy, allowing you to get your cash or renew a loan faster. As a reminder, you can apply online or over the phone.

Annual percentage rate (APR):

The APR on the amount borrowed from the lender is 22% with a transaction fee of $0.50.

Our loan rates depend on your credit rating and on your banking information. For example, in the worst case scenario (a recent job, too many NSF, bad credit file, etc..) your loan of $500 including all the fees and interest will result in a reimbursement of about $750.

Renewals:

Our loyal customers can renew after a grace period to give them time to complete a previous loan before the beginning of payment cycles of their new loan.

Faster reimbursement:

Pay off your loan over a period of 90 to 120 days depending on your payroll frequency. You can repay your loan more quickly by making higher payments. You will save on interest.

Missed payments and credit rating:

Any missed payment will be postponed to the end of your contract, and will result in $ 45 fee for insufficient funds, as stated in the contract. This will have no impact on your credit score at our business. If you need to defer a payment, you must call 48 hours in advance; this will result in a $ 25 fee, and will be added to the end of your contract. Loans repaid properly show good will and make the renewal of your loan hassle-free.

Responsible Loan Policy:

All applications are subject to a screening process in order to ensure that the borrower has sufficient income to repay the loan. This includes but is not limited to: check that your monthly salary is sufficient to repay the loan qualifies for such a loan; you do not have an excessive amount of insufficient funds for expenses in your bank account; you do not have an excessive amount of pre-authorized payments charged to your bank account can interfere with your ability to pay your loan on time. If you encounter any of these criteria, your loan application will be denied.

Responsible Collections:

Our company uses responsible collection practices. If you fail to make your payments, our collection agents may terminate your payment plan and use different methods to recover the money owed. Payments that are terminated will accumulate interest on the outstanding balance of your loan. The borrower is responsible for all legal fees required to obtain the balance due. The uncollected debts are prosecuted to the fullest extent of the law.

Borrow responsibly:

Please borrow responsibly. We offer a way to help you during difficult times. However, the interest rate is higher than the rate of local banks. These loans should only be taken out when you do not have other options for financial assistance,and you should be used as seldom as possible. If contracted in knowingly, this loan can prove to be the right solution for you. However, the fact of getting together a large number of short-term loans could lead to serious financial problems and debt impossible to bear.