What Captain Cash can do for you if you have a bad credit history in Canada?
Many people believe that having a bad credit implies that you can’t ask for a personal loan. However, Captain Cash allows Canadians to apply for a loan even if they have a bad credit loan history! We offer fast & instant loans for bad credit with no credit check and a direct deposit in your bank account.
We accept all kinds of bad credit loan applications, even borrowers with bankruptcies. We consider other factors and focus on your capacity to pay back and don’t consider your history.
We specialize in bad credit loan applications
and we’re here to help.
Why apply for a bad credit loan in Canada?
By qualifying for a bad credit loan with Captain Cash, you can rebuild your trust with traditional banks and improve your credit score. Captain Cash recommends a responsible use of our service for a bad credit loan, that’s why you should only borrow the money you need right now.
If you meet our minimum criteria, your bad credit personal loan in Canada is almost guaranteed to be approved with us.
With Captain Cash, you have a great tool to help you rebuild your credit score and unfold a lot of new possibilities like buying a home or a car!
To be eligible for the bad credit loans
- Be 18 years or older
- Have a monthly income over $1200, and receive it by direct deposit or cheques from your employer
- Have a stable job with a minimum of 3 months or more of prior service
- Be a Canadian citizen
- Have a Canadian bank account active since a minimum of 3 months in which you get paid by direct deposit
- Not be on the brink of declaring bankruptcy or enteringinto a consumer proposal
- Have few or no non-sufficient fund transactions
- Have a low short-term debt ratio (other active short term or payday loans)
Paperless online bad credit loans in Canada
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Fast bad credit loans approval
92% of customers receive a bad credit loan approval answers within the hour when applying during
No credit check for bad credit
Same day deposit
Who are the people with bad credit loans in Canada?
Bad credit loans in Canada can be generated by different unexpected situations.
Sometimes, people need a bit of help to get through the month and this is why they ask for a personal loan or use a credit card.
Struggling to pay back your loan and missing some payments usually leads to a bad credit loan history. In this situation, you increase how much of a risk a moneylender will consider you to be.
This is why Captain Cash vouches for responsible loanings to reduce the risk of financial problems and an overbearing debt that causes bad credit loans in Canada, Ontario.Get started