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Why choose Captain Cash Online payday loans ?
At Captain Cash, we make it as easy as possible to plan your payments so you’ll never be late. Our repayment schedule is flexible and we adjust to your payroll frequency.
We are the perfect substitute for personals loans. Fast & easy online payday loans applications or we can also take your application by phone 24/7. In Canada, no credit check.
We provide e-transfer service backed by a stellar customer service and low interest rates. All our fees are disclosed upfront as per your online loan agreement.
What is a payday loan ?
A payday loan is a short-term cash advance that has to be paid back over 90 days with your scheduled payroll. It’s for a situation that was not planned and where you need to get quick money in your bank account. The fees are higher than a credit card, but it’s a good alternative because we do not proceed with any credit check to your credit score when processing your application. You also have the ability to renew a loan when your situation change and the repayment is difficult. Captain Cash recommends a responsible use of payday loans , that’s why you should only borrow the money you need right now as per the maximum allowable cost. Get Approved today! Its quick and easy
Paperless payday loans in Canada
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Fast payday loans alternative approval
92% of customers receive loans alternative request answers
within the hour when applying during business hours
No credit check payday loans alternative
Same-day deposit
Who is a loans alternative for?
There are times when bad surprises happen and due to unforeseen circumstances having money is important. That's why you might be looking for a payday near you.
That’s where Captain Cash can help. We’re here to give access to quick payday loans when it’s needed the most. Even with a bad credit history, you can still qualify for a payday loan. It’s simple, convenient and secure. Our thousands of past clients will testify. The payday loan cost of borrowing tend to be a bit higher due to payday cycle.
To be eligible for payday loans
- Have a Canadian bank account active since a minimum of 3 months in which you get paid by direct deposit
- Have a monthly income over $1200, and receive it by direct deposit or cheques from your employer
- Have few or no non-sufficient fund transactions
- Be 18 years or older
- Have a stable job with a minimum of 3 months or more of prior service
- Not be on the brink of declaring bankruptcy or entering into a consumer proposal
- Be a Canadian citizen ( Ontario, Nova Scotia, New Brunswick, PEI, British-Columbia, ALberta )
- Have a low short term debt ratio (other active short term or payday loans Canada)
