Why choose Captain Cash Payday loans alternative Canada?
At Captain Cash, we make it as easy as possible to plan your payments so you’ll never be late. Our repayment schedule is flexible and we adjust to your payroll frequency.
We are the perfect substitute for traditional loans. Easy applications online or we can also take your application by phone 24/7. In Canada, no credit check.
What is a payday loan alternative?
A payday loan alternative is a cash advance that has to be paid back over 90 days with your scheduled payroll. It’s for a situation that was not planned and where you need to get quick money in your bank account. The fees are higher than a credit card, but it’s a good alternative because we do not proceed with any credit check when processing your application. You also have the ability to renew a loan when your situation change and the repayment is difficult. Captain Cash recommends a responsible use of payday loans alternatives, that’s why you should only borrow the money you need right now. Payday loans alternatives near me.
Paperless online payday loans alternatives in Canada
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Fast payday loans alternative approval
92% of customers receive payday loans alternative request answers
within the hour when applying during business hours
No credit check payday loans alternative
Who is a payday loans alternative for?
There are times when bad surprises happen and due to unforeseen circumstances having money is important. That's why you might be looking for a payday near you.
That’s where Captain Cash can help. We’re here to give access to quick payday loans when it’s needed the most. Even with a bad credit history, you can still qualify for a payday loan. It’s simple, convenient and secure. Our thousands of past clients will testify.
To be eligible for the payday loans alternatives
- Have a Canadian bank account active since a minimum of 3 months in which you get paid by direct deposit
- Have a monthly income over $1200, and receive it by direct deposit or cheques from your employer
- Have few or no non-sufficient fund transactions
- Be 18 years or older
- Have a stable job with a minimum of 3 months or more of prior service
- Not be on the brink of declaring bankruptcy or enteringinto a consumer proposal
- Be a Canadian citizen
- Have a low short-term debt ratio (other active short term or payday loans Canada)