How does it work?

You can apply either online or over the phone in no more than 5 minutes

Everything You need to know

about our Loan Alternative

Deposits: on any given business day, if your application is approved by 2pm EST,
your money will appear in your account the same day.

To be eligible for the loan,
you must meet the following criteria:
  • Be 18 years or older
  • Have a monthly income over $1200,
    and receive it by direct deposit or cheques from your employer
  • Have a stable job with a minimum of 3 months or more of prior service
  • Be a Canadian citizen
  • Have a Canadian bank account active since a minimum of 3 month in which you get paid by direct deposit
  • Not be on the brink of declaring bankruptcy or entering into a consumer proposal
  • Have few or no non-sufficient funds transactions
  • Have a low short term debt ratio (other active short term or payday loans)
We apologize in advance but
we DO NOT accept the following
as valid income sources:
  • Social assistance
  • Student loan
  • Child tax
  • Self-employment
  • CPP
  • Private pension
  • Disability income
  • Other insurance income

Apply by phone:


Our Customers are our most appreciated & valued asset!
Our Customer Care Associates are dedicated to making this an effortless and simple deal.

Apply online:

As easy as 1, 2, 3...

Claim your cash now
Complete the Easy Application Form Get Approved
Within The Hour
Filled In, Approved,
Now We Fill Up Your Account!

During your application, you will be able to sign directly online on our secured e-signature platform.
Why use e-signature? Signing online saves time and energy, and allows you to get your cash faster.
Renewing your cash loan is even easier and faster. Once again, you may apply online or over the phone.