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What is a loan?
A loan is a sum of money given in exchange of future payments with interests.
It is usually a practice used by financial institutions to lend money to individuals for different purposes like mortgages, credit cards, or credit lines.
The recipient borrows an amount of money that needs to be repaid within the given period of time, and to that is added the interest rate charged by the lender.Get Started
Why apply for loans?
Here at Captain Cash, we have made sure to offer an easy and quick application process for getting loans.
We provide loans for everyone in Canada, including those who have a lower income and those who have been turned down by traditional banks.
By applying to personal loans, you have an opportunity to cover your debts and you will avoid the high cost that comes with the loans that are accessed through a bank.
Plus, we even offer no credit check loans because we believe anyone should be given a chance to receive loans, regardless of their past.
To be eligible for loans in Canada
- Be 18 years or older
- Have a monthly income over $1200, and receive it by direct deposit or cheques from your employer
- Have a stable job with a minimum of 3 months or more of prior service
- Be a Canadian citizen
- Have a Canadian bank account active since a minimum of 3 month in which you get paid by direct deposit
- Not be on the brink of declaring bankruptcy or entering into a consumer proposal
- Have few or no non-sufficient funds transactions
- Have a low short term debt ratio (other active short term or payday loans)
Paperless online no credit check loans in Canada
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Fast no credit check loans approval
92% of customers receive a no credit check loan approval answer within the hour when applying
during business hours
No credit check for bad credit
Same day deposit
Who are the people that need loans in Canada?
In many situations that people go through, the best option is to turn to loan lenders in order to fix their short-term money problems.
Whether you have been denied loans from the bank or you are a student that struggles to pay for your education, you may need personal loans to help you manage your finances while you get back on your feet.
At Captain Cash, we offer looser eligibility requirements and fast and secure solutions that can benefit everyone from our loans.Get Started